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Bank Guarantee

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Category: Auction Process

Lender-issued guarantee that can substitute for cash EMD on high-value auction lots.

Some bank auctions accept a bank guarantee (BG) in lieu of cash EMD for lots above a threshold (typically INR 1 crore reserve). The BG must be from a scheduled commercial bank, valid for at least 6 months, and unconditional. Verify acceptance with the auctioning bank before relying on a BG.


Need broader context? Read our pillar guides for in-depth coverage of SARFAESI, DRT, NCLT, EMD, title due diligence, and financing.

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