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Forfeiture of EMD

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Category: Auction Process

Loss of the Earnest Money Deposit when the winning bidder fails to complete payment.

If the auction winner does not pay the 25% within 1-2 days or the balance 75% within 15-30 days, the EMD is forfeited and the bank may re-auction. Forfeiture is automatic and not refundable; bidders should bid only what they can fund.


Need broader context? Read our pillar guides for in-depth coverage of SARFAESI, DRT, NCLT, EMD, title due diligence, and financing.

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