Welcome to XpertARC

Welcome to XpertARC

LTV (Loan-to-Value) Ratio

HomeGlossaryFinancing

Category: Financing

Percentage of property value a lender will fund.

Auction-property LTV is typically 60-75% (vs 80-90% for regular home loans). The lender’s legal opinion + valuation determine the exact LTV. Bidders should plan for at least 25-40% own funds plus stamp duty + registration.


Need broader context? Read our pillar guides for in-depth coverage of SARFAESI, DRT, NCLT, EMD, title due diligence, and financing.

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