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Spot Sale / Private Treaty

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Category: Auction Process

Direct negotiated sale by the bank after two failed public auctions.

If a property fails to sell at two consecutive public auctions, banks may sell it via private treaty at a negotiated price (often 30-50% below the original reserve). Spot sales are not advertised; serious buyers should call the bank’s recovery officer to express interest.


Need broader context? Read our pillar guides for in-depth coverage of SARFAESI, DRT, NCLT, EMD, title due diligence, and financing.

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