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DRT (Debt Recovery Tribunal)

Category: Legal

Statutory tribunal for recovering debts owed to banks and financial institutions where the dispute exceeds INR 20 lakh.

DRTs were established under the Recovery of Debts and Bankruptcy Act, 1993. The Recovery Officer attached to a DRT can attach and auction borrower property to satisfy a recovery certificate. DRT auctions are typically slower than SARFAESI but cover broader scenarios.


Need broader context? Read our pillar guides for in-depth coverage of SARFAESI, DRT, NCLT, EMD, title due diligence, and financing.

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